Apply for personal credit with thecalculator

The loan calculator is used to calculate the desired personal loan. The calculated values ​​enable monthly installments and interest to be shown. It is important to get an overview of the current costs before making a final decision for a personal loan. According to law, lending must not lead to overindebtedness. For this reason, the loan calculator shows a possible solution, which is then personalized in each individual case. 

In the online loan calculator online, you can enter the desired loan amount and the desired number of monthly installments for the first time. On our website, the loan calculator shows two different interest rates: 4.5% and 9.9%. 10% is the maximum interest rate that is set by law in the country.

Step by step through our online loan request

Step by step through our online loan request

The calculated numbers are informative and calculated according to a standard formula. After processing by the financial institution, a definitive interest is only set after the individual processing. The informative prices on our loan calculator are intended to help show the costs before you apply for a loan.

Step by step through our online loan request

Step by step through our online loan request

1. Determining the loan amount and monthly installments

2. Enter personal data

3. Professional information

4. Involve the partner as an option for personal loans

5. Apply for credit online

Loan interest in the country must not exceed 10% of the loan amount

Loan interest in the country must not exceed 10% of the loan amount

 

The interest rates for a personal loan in the country today vary between 4.5% and 9.9%. As already mentioned, the maximum interest rate for a loan in the country must not exceed 10%. After the receipt of the credit request and its processing by our experienced employees, it is up to the bank or the financial institution to set the definitive interest rate. As an independent credit broker, we have the opportunity to look for the best option for our customers, according to individual concerns. 

Setting the interest rate

The bank sets the definitive interest rate based on its personal budget. The interest on a personal loan in the country is calculated using a standard formula that takes income and income into account, as well as the resulting remaining budget in order to be able to repay a loan.

Creditworthiness also plays an important role in the decision, which is made up of creditworthiness and creditworthiness. This also includes the payment behavior of the loan applicant, ie how he meets his financial obligations. The decisive factor for the financial institution is whether the customer is trustworthy and can meet its credit obligations.

As a credit broker, we can look for the best deal and partner to agree the best interest rate with the best terms.

Loan request processed in 24 hours and paid out in 14 working days

Loan request processed in 24 hours and paid out in 14 working days

 

After calculating the financing in the loan calculator and completely filling out all personal data, we are almost at the end of the application. Before sending, documents and documents can best be uploaded in .pdf format. If we already receive the necessary documents with the credit request, we can process and forward them faster. This in turn can speed up the decision-making process considerably. 

So let’s summarize the process of the credit request in simple steps:

  • Enter the desired amount and number of monthly installments in the loan calculator
  • Fill in all personal data truthfully
  • Upload documents: Last 3 wage slips and a copy of a valid ID (ID or passport or foreigner ID)
  • Send and receive contact confirmation in 24 hours
  • If the decision is positive, the money will be in your account within 14 working days (legal waiting period)

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